Zero Займ - займы под 0% for PC

Get money on the card by following 3 simple steps:
• Download our app and apply.
• Wait for a positive decision, it usually takes 5 to 15 minutes.
• Get money on the card.

To apply for a loan, you need:
• Have citizenship and identification document
• Age: over 18 years old
• Card of any bank or electronic wallet

Conditions for receiving:
• The first loan is issued at a rate of 0% in case of timely repayment!
• The minimum loan repayment period is 62 days;
• The maximum loan repayment period is 365 days;
• The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, information will be transferred to the CBI
- Extension of the loan is possible with timely informing the lender and payment of interest for the initial term of the loan, additional fees for extending the loan are not provided

An example of interest rate calculation:
- The amount of the body of the loan - 20,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, i.e. 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month

only for 30 days).
- The total amount of the commission for 100 days will be 1600 rubles.
- The total amount to be returned, taking into account the loan amount: 21,600 rubles.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.

Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.