3 Min me Adhar Loan Guide for PC

3 Minute Me Adhar Loan guide Check the status of your adhar card online.

Adhaar Pe Loan Guide is an educational mobile application that allows you to take out loans using your adhar card and access the most recent information on all adhar cards at any time and location.

3 Minute Me Adhar Loan Guide Personal Loans with low Interest Rate from other Bank Loans. 3 Minute Me Adhar Loan Guide is an educational mobile application that allows you to take out loans using your adhar card and access the most recent information on all adhar cards at any time and location.


📌 In 1 Minute Me Adhar Loan Guide App Products Info:
✤ Loan amount from ₹1000 to ₹7,00,000 Depend of documents
✤ Loan Terms & condition for online adhar loan:
✤ Minimum loan tenure : 61 days (shortest, including renewal time)
✤ Maximum loan tenure : 6 years (longest, including renewal time)
✤ Repayment periods from 3 Month to 24 Month
✤ APR from 3.5% to 12% per annum
✤ Processing fees range from 2.5% to 5% (GST 18% applies)
✤ You may be charged up to 0.1 % daily late fees for late payments ( capped to 18% of principal amount overdue.)
✤ No other hidden fees applicable to your loans!

Interest calculation
If your loan amount is ₹ 20,000, APR is 20%, service fee is 10% and the term is 91 days. on the due date, the amount payable is ₹ 22,997.6 (20,000 20% / 365 91 + 20,000 + 20,000*10%).

Example
- Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days
- Interest of loan = ₹5,000 x 12 %/ 365 x 60 = ₹100
- Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27)
- Total cost of the loan = ₹225
- Total loan amount disbursed will be credit is ₹4,848 (₹5,000 - ₹152)
- Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100)
- Monthly repayments of ₹2,550

Eligibility
1. Indian resident
2. Above the age of 21 years
3. Should have monthly source of income

Disclaimer:
3 Minute Me Adhar Loan Guide is not an official app, it is just a guide app that gives the information about how to get instant personal loan. And this app does not have any relation to any bank.